Payouts per State: Which US State Offers the Best Online Payouts?

As we’re sure you know, there are many strategies you can utilize to win over the house (with each strategy purported to be better than the last). But if you are really keen to find out which strategy works, you also have to look at the payouts or RTPs – the Return to Player rates of each casino game and even each state. Yes, there are states that are better than most when it comes to their payout rates, but it also depends on a number of other factors.

Payouts, also referred to as Return to Player (RTP) percentages, as mentioned, are crucial in determining how much you can expect to win back from your wagers over time. That said, different states in the US have varying regulations and market conditions that influence these payout rates. Therefore, understanding which state offers the best payouts can change the game dramatically for both casual and seasoned gamblers. So the next question on the roster is pretty clear: what are the payout rates for every state, and, more importantly, which state offers the best payouts? Let’s get to the bottom of the payout question once and for all.

Payout rate 101: payouts explained

Before diving into which states offer the best payouts, it’s essential to understand what payout rates or RTP percentages mean. We already discussed this in detail in our comprehensive payout guide, but if you really want to up your game in the casino realm and find out what is the best online casino that pays real money, you have to understand RTP rates – and why they are so important. Simply put, RTP is the percentage of all wagered money that a slot machine (or any casino game) will pay back to players over time. For example: if a game has an RTP of 95%, it means that for every $100 you wager, the game will return $95 to you in the long run. The remaining 5% is the house edge, or the profit that the casino makes.

It’s important to remember that RTP is calculated over a long period and across many players, so individual experiences can vary greatly. Some players may win big, while others may lose their entire stake, but the RTP provides an average expectation.

Casinos with the Fastest Payouts

We’ve also discussed casinos with the quickest payouts in another blog, and as you have seen, we have made a listing of some major casinos. As we’re sure you know as well, there are many factors that come into play when we talk about the best payout online casino real money, and these factors also include the kind of withdrawal method you choose. For instance, if you opt for cryptocurrency, withdrawals are often instant, and PayPal and other digital wallets are only slightly behind.

But our focus today is on the different factors that have an impact on payouts when it comes to state - as the state where you are located or playing from may also influence your payouts. Here’s how.

Factors that influence online payouts per state

Several factors influence the payout rates in different states - including market competition, state regulations, the maturity of the market, and the types of games offered. Here’s a breakdown of how these factors play a crucial role:

• State regulations: Some states have strict regulations that set minimum payout percentages for casino games – so you have to know which states are stricter and more stringent compared to others. Needless to say, these regulations can vary significantly from one state to another, impacting the overall payout rates.
• Market competition: In states where there is intense competition among online gaming platforms and casinos, like New Jersey, operators may offer higher payout rates to attract more players. On the other hand, in states with limited competition, such as West Virginia, payout rates might be lower.
• Maturity of the market: States with a more established gambling market (such as NJ and PA, for instance) may have higher payout rates as operators tend to fine-tune their offerings to meet player expectations. Meanwhile, newer markets like Rhode Island might still be adjusting their payout structures.
• Types of games: Different states offer different types of games, and payout rates can vary depending on whether you’re playing table games, slots, or betting on sports. For instance, states that focus heavily on slots may have different payout dynamics than those that emphasize table games or online gaming.

Top states offering the best payouts

Now that we’ve covered the factors influencing payouts, let’s move on and look at some of the states that offer the best payouts in the US - and consequently, figure out the best payout online casino as well.

1. Nevada

As the gambling capital of the US, it’s no surprise that Nevada offers some of the best payout rates in the country. Las Vegas, in particular, is known for its competitive payout percentages, especially in slots. The Nevada Gaming Control Board sets regulations that ensure fair play, and the intense competition among casinos drives even higher payouts. On average, slots in Nevada have an RTP of around 92 to 96%, making it one of the most player-friendly states. Keep in mind, though, that online gaming is not allowed in Nevada - so if you’re seeking the highest-paying online gambling state, read on.

2. New Jersey

Next on the list is another state that’s a heavy hitter. New Jersey has become a significant player in the online gaming world, with one of the most mature (and competitive) gaming markets in the US. The state’s online casinos are known for offering some of the highest payout rates, particularly when it comes to online slots and table games. In fact, the New Jersey Division of Gaming Enforcement closely monitors and regulates online gaming to make sure that players have access to fair games with high RTP percentages. The average RTP for online slots in New Jersey ranges from 94% to 97%, making it a top choice for players seeking utterly favorable payouts.

3. Pennsylvania

New Jersey’s neighbor, Pennsylvania, is another state where players can find excellent payout rates, especially in the online gaming sector. Since the state legalized online casinos in 2019, it has rapidly grown into one of the largest markets in the US. The Pennsylvania Gaming Control Board ensures that online gaming operators offer fair games with competitive payout rates. Players in Pennsylvania can expect RTP percentages similar to those in New Jersey - with many online slots offering payouts between 94% and 97%.

4. Michigan

Granted, Michigan’s online gaming market is relatively new, but it has quickly become one of the most attractive for players seeking high payouts. The Michigan Gaming Control Board regulates the industry, and operators are known for offering some of the highest RTP percentages nationwide. Online slots in Michigan, for example, often have RTPs ranging from 95% to 98%, making it one of the best states for players looking to maximize their returns.

5. Connecticut

While it’s true that Connecticut is a smaller market compared to states like Nevada and New Jersey, it still offers surprisingly competitive payout rates. The state’s online gaming industry is well-regulated, and players can expect to find RTP percentages similar to those in other top states. Online slots in Connecticut typically offer RTPs in the range of 94% to 97%, providing players with a fair shot at winning.

6. West Virginia

West Virginia may not be the first state that comes to mind when thinking about high payout rates, but it’s worth considering. Here’s why: the state’s online gaming market is growing, and operators are offering competitive RTP percentages to attract players. The West Virginia Lottery Commission oversees online gaming in PA, making doubly sure that players have access to fair and transparent games. RTP percentages for online slots in West Virginia generally range from 94% to 97%.

Other states to watch

While the states mentioned above are known for offering some of the best payout rates, especially when we’re talking about online gambling, several other states are worth keeping an eye on. States like Colorado, Illinois, and Indiana are in the midst of developing their online gaming markets and could become more competitive in terms of payouts as the markets mature.

When it comes to finding the best payouts in the US, several states stand out for their competitive RTP percentages and immensely well-regulated online gambling markets. Nevada is good if you’re looking for land-based casinos, but if you’re seeking online gaming spots, Pennsylvania, New Jersey, Connecticut, Michigan, West Virginia, and Rhode Island have regulated iGaming and are all excellent choices for players looking to maximize their returns. However, it’s worth noting that payout rates can vary not only by state but also by the specific game and platform you’re playing on. So it always pays to do your research well and choose a reputable platform that offers fair games with high RTP percentages. Good luck, and happy gaming!