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Online casino payment methods

Everyone is aware of this all-important fact: to have a great time playing games at a casino, you'll need to make a deposit. And fortunately, these days, you can choose from a variety of options, including bank transfers, credit cards, debit cards, e-Wallets, prepaid cards, and even an option where you can deposit at your nearest convenience store. Depending on where you live and what you prefer, there may be other options available to you as well. But whichever option you choose, one thing is certainly vital: carefully consider the safety and ease of use of each deposit method before making your selection.

Table of Contents

Credit, debit, and prepaid cards

Electronic wallets

Transfer via bank

Internet casino banking

FAQ

The thing is, we are familiar with most payment methods used today, but we aren’t quite sure which is the safest. Beyond the issue of convenience and speed, a lot of beginner and even professional players agree that safety is critical. But among all the myriad options at our disposal when it comes to payment methods, which can we deem the safest? There really is no quick answer to this dilemma because, to tell you the truth, all payment methods have their merits, and each one does strive to satisfy the criteria of all its customers. To get to the bottom of this, we’ll get to know which payment methods are out there right now, we’ll explain how they work, and we’ll even find out the latest and greatest innovations today. Are you ready? Let’s explore the ever-dynamic world of casino payment methods in 2024.

Online casino payment methods image

Top payment methods used at online casinos

Players at online casinos have a variety of payment choices. There are, first and foremost, credit cards, debit cards, bank transfers, and checks. Players can also fund their casino deposit accounts using various e-wallet accounts. Some online casinos even allow players to deposit using gift cards from major retailers like Amazon and Walmart. In addition to these traditional deposit methods, several internet casinos grant special bonuses to a client who uses alternative online casino payment methods—some casinos, for example, give bonuses to clients who make deposits using bitcoin or Ethereum. Each of these payment methods have their pluses and minuses, so it’s up to you to sift through each method and find the one that you’re most comfortable with. Following are the most common payment options:

Bank cards

As most of us are aware, credit and debit cards have several advantages over other casino deposit methods, including their ease of use, as anyone in the world can apply for and use a credit/debit card. They have also been used for the longest time, and most anyone has either a debit card or credit card, and sometimes both. But due to stricter regulations imposed by some lenders, banks may turn down wagering casino payments through these channels. You can still use a credit or debit card for a casino deposit since it is almost always linked to a bank account. It only implies that some experimental research may be required before finding a card/website combination that works. Some of the most popular credit/debit cards used in the USA today are Visa, Mastercard, and Discover. When you use your credit card at a casino, though, note that it might come with a small charge.

Bank transfers

Applying your existing financial institution account to fund an online gaming account is also a viable casino online payment. Gamers could initiate a wire transfer from their financial institution or bank to deposit funds in their casino account. You can also fund your casino deposit account through virtual banking. There are other ways to facilitate transfers immediately to an online casino webpage. For instance, POLi bills (also known as PoliPay) is one online banking system utilized in Australia and New Zealand. Those and many more methods are available online worldwide, which vary between countries and websites.

Credit and prepaid cards

Pay-as-you-go cards (and coupons) could be excellent for casino deposits if you want to keep your banking details private. Note that you are not required to reveal your credit cards or bank details when playing internet gambling. These cards allow you to buy a card or voucher with a specific value from a vendor and then use that saved price for depositing at your preferred online casino. These cards and coupons can be used to make casino deposits online and on websites. The most common example in this category is Ukash, a voucher machine. Individuals can purchase Ukash vouchers from ATMs by entering a 19-digit code.

In addition, prepaid cards work in a similar manner to debit cards because they simply won’t function if they don’t have money. You have to load money into your account first before you can use the card. You can also have a prepaid card that’s tangible or intangible - in short, it can be physical or digital (electronic). Transfers are instant with prepaid cards, but fees can differ from one provider to the next.

E-Wallets

Electronic wallets are becoming very popular for depositing and withdrawing money. These websites provide a convenient way to save cash that can be spent online electronically or transferred into your bank account. The most common and respected e-wallet is PayPal, which has been used worldwide for years. Other well-known e-wallets available on the market today include Neteller and Skrill. Both options offer hassle-free transactions without problems; but Neteller is more common among online gamblers. However, Skrill can also be used for local and international transactions without problems.

The great thing about e-wallets is that they function much like prepaid cards and instant payments - and they make use of various processes to transfer your funds to your chosen casino account. The first method is the most common (and the most preferred), which is transferring funds first to your account before you pay. The second method is also used by many, which is that the e-wallet provider is linked to your bank account and when you need to pay your casino account, the e-wallet will simply deduct the money from your account.

Cryptocurrencies

Cryptocurrencies are excellent deposit methods for gamblers who would like to stay private online. While your transaction remains recorded on the blockchain, it remains discrete to the casino website. Crypto paying has become extra popular since no details are shared with the casino. Since 2009, transactions with Bitcoin have boomed, also giving an upward push to Bitcoin in casinos. In 2016, the second most widely used virtual currency was created. It's known as Ether, and the platform that powers it is the Ethereum blockchain. Ether is a cryptocurrency that allows users to transact without relying on centralized authorities or intermediaries. Each procedure transaction is faster than conventional currencies, but Ethereum is even quicker than Bitcoin. While Bitcoin gambling is still in the lead, Ethereum casinos have become more commonplace. Other cryptocurrencies you'll locate on online gambling websites encompass Bitcoin coins (BCH), Litecoin (LTC), Dogecoin (DOGE), and Ripple (XRP). These are also referred to as altcoins inside the crypto world since they have been created as alternatives to the authentic crypto coin, Bitcoin.

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Credit, debit, and prepaid cards

Debit cards

We are all greatly familiar with debit cards, and a debit card is a card that lets clients easily and quickly spend money. It functions similarly to a traditional bank account, allowing users to withdraw cash or make purchases by entering their PIN into an ATM machine. Debit cards are becoming more prominent in virtual casinos because they allow players to access funds quickly. Another benefit to the use of debit cards is they are also less likely to be declined than credit cards.

Credit cards

Despite the increased popularity of other forms of payment (such as prepaid cards and e-wallets), credit cards are still very popular. A credit card in an online casino has a crucial security feature that allows players to make deposits and withdrawals without fear of their personal information being compromised. Furthermore, you can access your funds quickly and easily, if necessary, by providing your bank information to the casino site. A lot of players still use their credit cards to make fast transactions in the US, and it’s still widely popular today.

Visa card

A Visa is the most common debit or credit card type, and it is accepted at almost all online casinos. So players can easily access their funds and play without worrying about any extra costs associated with using a foreign currency. Furthermore, online casino operators frequently offer special promotions and bonuses to players who use Visa cards at their establishments because they often partner with Visa.

Mastercard

Mastercard is another widely accepted credit card that lets customers make deposits and withdrawals at numerous casinos, and many consumers have both a Mastercard and a Visa card in their wallets. This benefits the customer because it expedites transactions and allows easy money access. Besides, using a credit card provides additional security against theft or fraud, especially when gambling online. It’s an easy, simple, and secure payment method that comes with fewer risks.

American Express Card

If you're looking for a way to enhance your experience while playing at an online casino, consider using an American Express card. Not only will this allow you to enjoy reduced processing fees and faster withdrawals, but it also provides access to special bonus offers and exclusive promotions unavailable to other players. Additionally, when you use American Express, it often comes with increased limits and enhanced security and safety.

Paysafecard

A Paysafe card is a particular type of debit or credit card that also works as a prepaid card, and it protects against unauthorized charges made to your account while playing at an online casino. Paysafecard offers comprehensive security features, including fraud monitoring and 24/7 customer support. Plus, the cards are accepted in all major global casinos. You can easily use your Paysafecard to top up your bankroll in your favorite online casino, and many casinos have begun accepting it as well.

Neteller

For online casino players, Neteller is one of the most popular deposit methods - in fact, it is one of the fastest growing payment methods available to-date. Popular among all the casino payment options, it is an online payment system that allows players to make payments using their bank account or one of their many available credit cards. Players can also use Neteller to withdraw money from participating banks all over the world. Transactions are done within minutes, and they are undoubtedly secure.

Electronic wallets

PayPal

As already mentioned, PayPal is one of the most secure methods to make a casino deposit. Because your personal information and funds are always safe and secure, you can confidently transact using this platform. It has existed for many years, and it is one of the pioneers in the e-wallet industry which is known (and used) worldwide.

Ecocard

Ecocard is a popular payment option for online casino players, especially across Canada and Europe. You can make your casino deposit and withdrawals quickly and easily, with no hassle or delay. Furthermore, Ecocard makes it simple to keep track of your finances - both in terms of current balance and total spent - so that you are always up to date on your gaming habits. Also, you can deposit in an array of currencies, which adds to Ecocard’s appeal.

MyCitadel

When it comes to e-wallets, MyCitadel is another option that has gained a lot of credibility among casino players. MyCitadel is another e-wallet banking system that offers online casino players a secure and convenient way to deposit and withdraw money without giving their credit card or bank details. Furthermore, MyCitadel also allows users to make instant transfers between different currencies, making it the ideal choice for currency traders, investors, and those who need access to quick funds regularly.

PayNearMe

PayNearMe is the latest e-wallet payment method that has a growing customer base, and it’s a safe and secure way to make payments for your online casino transactions. The company offers a wide range of convenient features, including paying by credit card, bank transfer, or PayPal. PayNearMe is brilliant because you can deposit funds at your nearest convenience store and use it to top up your casino account - it’s ideal if you don't want to use your debit or credit cards.

EcoPayz

EcoPayz is a pioneering e-wallet service that allows players to make deposits and withdrawals of their casino winnings using their regular bank account. Players can also use Ecopayz's easy navigation system to view all their accounts in one place, track pending transactions, and manage banking preferences with just one click. EcoPayz is very popular in Canada, but it is gaining traction in many states in the US as well.

PaybyPhone

With PaybyPhone, you can quickly and securely pay for your online casino account by phone number. This protects your financial information, as all transactions are secure. Plus, there is no need to worry about losing personal details or cards during the payment process. All you need is a valid telephone or mobile number and an active internet connection – everything else is handled automatically. Players can easily make deposits and withdrawals through the website's secure system, which ensures that their personal information remains confidential. Moreover, all transactions are processed quickly and without any hitches, making it a reliable option for online gambling enthusiasts.

Apple Pay

Apple Pay is the latest e-wallet introduced by none other than Apple Inc., and this digital wallet service allows you to store your debit, credit, and prepaid card information right there on your Apple gadget, whether you have an iPhone, an iPad, a Mac, or an Apple Watch. With Apple Pay, you can definitely benefit from increased functionality because it lets you make completely contactless and safe payments from your Apple gadget to any store, app, and online. Also, Apple Pay is one of the first brands to introduce tokenization technology, where you can add any debit/credit/prepaid card to Apple Pay and it issues a special number specific to your device instead of your actual debit/credit/prepaid card number, which is a much safer way to pay.

Play+

While we’re on the topic of e-wallets, another excellent addition is Play+, and it’s a reloadable account offered by different banks and service providers that you can easily link to your debit or credit card. It works in a similar manner to Apple Pay because you can also use it to make purchases online, and a lot of online casinos have started to accept Play+ (along with Apple Pay). You can even use it to withdraw from ATM machines. While Play+ functions much like any other digital wallet, its main functionality and unique benefit is letting you reload funds to the card itself and make payments.

Transfer via bank

E-Checks

Players can conveniently complete all of their online casino transactions, both casino deposit, and withdrawal, at most major US casinos by using e-checks. Simply enter your e-check number into the designated field on each casino's website, and you're good to go.

Wire Transfer

Wire transfers have been a popular payment method used by casino players in brick-and-mortar establishments for decades. To make a wire transfer in an online casino, players will need to open an account with the chosen casino and then complete the necessary steps needed to initiate a wire transfer. Once completed, players can enter their bank information into the online casino's banking section and submit their request for a wire transfer. The process should take no more than several minutes from start to finish, and once verified by the online casino, funds should be deposited directly into player accounts within 24 hours. This is a great method to use if you are depositing or withdrawing large amounts, although it usually comes with a tiny fee.

Cryptocurrency

Cryptocurrencies are an excellent way to keep funding your casino account. Bitcoin, for instance, allows users to make payments using the cryptocurrency. This is an ideal way to avoid high fees and delays associated with traditional payment methods such as credit cards or bank transfers. In addition, bitcoins are easily transferable and can be used anywhere in the world without chargebacks or exchange rates. They also allow you to remain anonymous - a major plus if you value your privacy greatly!

iDeal deposit

All funds deposited through the iDeal deposit method are insured by leading financial institutions such as Lloyds Bank and Royal Bank of Scotland and other banks in countries like the Netherlands. You can rest assured that the iDeal deposit will safely store your money until you withdraw it.

Internet casino banking

Internet casino banking is depositing and withdrawing real coins from a virtual casino account. When you bank with a reputable provider, your funds are treated as if they were in your bank account. You can use these coins to play games anytime without worrying about potential financial issues.

Visa and MasterCard are conventional deposit methods around the world, especially in the United States and Europe. It is also one of the most used deposit methods in France (52%), the UK (49%), Belgium (47%), and Spain (36%).

Meanwhile, PayPal is the most prominent e-wallet globally, with over 200 million clients in North America and Europe. Paysafecard is the leading prepaid card in virtual gambling, especially for the UK and Europe. Wire transfer is prevalent in countries where rapid remittance methods are less readily available because of the KYC (Know your Client) procedure.

If you are experiencing delays in your financial dealings at an online casino and there is no apparent reason, experts recommend choosing another site to gamble. Delays may indicate financial difficulties or illegal activities on behalf of the virtual casino operator. If payments take more than a few days without any apparent explanation, you should likely look elsewhere for your gambling pleasure.

It’s also important to remember that the payment methods you choose to go with will also depend on their availability in your chosen casino. Rest assured that the above-mentioned payment options are becoming more and more accepted in most online casinos, and these payment methods always champion your safety and security in all their transactions. That said, happy - and safe - playing!

Compare Online Casino Deposit Methods

Credit /
debit card

Fast top up your balance

Play now - pay later

Credit card can be insured

3-5 day withdrawal

Electronic
wallets

Fast top up your balance

High level secure

Can use debit cards for faster top up by e-wallet

Transaction fee 0,5-7%

Bank
Wire

Secure payment

Stringent KYC

Take to much time to process payment

Bank charges on wire transfer

Prepaid
Cards

Easy to purchase and available to use right away

Transfer take place instantly

Minimizing risks of fraud or theft

No need to disclose personal info or financial details

Bitcoin(means
cryptocurrency)

Protect by cryptography

Fast transaction

Volatility of cryptocurrency

Significant fee

FAQ

What is essential when selecting a payment method?

Various deposit methods can be used in virtual casinos, and selecting the one that best suits your needs is vital. Before deciding which payment method to use, reviewing the casino's policies regarding payments is essential.

Should I choose an e-wallet over debit or credit?

There isn't a right or wrong answer when choosing an e-wallet over debit or credit, as the decision largely depends on your individual needs and preferences. If you're concerned about safety and want to avoid storing personal data in virtual accounts, then an eWallet may be a better option. On the other hand, if you prefer the convenience and easy access to your money whenever necessary, a debit or credit card may be more suitable.

What ways are faster?

E-wallet is the fastest way to remit money into your virtual casino account, with the instantaneous transfer of funds and no waiting period required.

Which is more safe & secure?

Some of the more conscientious and dependable casino remittance methods are online banking, Visa cards, MasterCard cards, or American Express cards.

Wia Van Cauwenberghe

Editor | Writer